How is my money used?

TEAR Fund is unique. It is a New Zealand organisation, therefore we don't have to pay unnecessary expenses to an overseas head office. We work with indigenous churches and Christian partners operating in the field - this further helps to keep costs down. Projects must benefit the poorest and must also deal with the underlying causes, not just the symptoms. There has to be a true partnership with the local people, giving women the opportunity to fully participate in design and implementation. Ongoing training is given, which further benefits the community. All projects must be well managed, sustainable, and ecologically sound. There is total accountability for money entrusted. 

How much money is sent overseas? What are the overheads?

On average, 75% of money contributed to TEAR Fund is used in the field. The money used in New Zealand funds project selection and evaluation, education, administration and overheads The important question is this: What impact does my donation make? Lets break this down further. If money is sent overseas to a partner with poor systems - weak project planning and high administrative costs - no matter how low the overhead in New Zealand, impact and real poverty reduction will be minimal. The donor may feel low overheads show effectiveness - when the contrary may be true. On the other hand, take Microenterprise - the initial overhead may be higher, however the establishment of revolving credit has an ongoing economic value - funds are loaned and re-loaned. Which is the better criterion for judging effective use of your gift? Overheads or impact? Importantly, some expenses here in New Zealand have a direct bearing on project success overseas" for example the administration of New Zealand government grants KOHA and disaster relief (HAF, Humanitarian Action Fund). 

Another factor making overhead comparisons difficult is that New Zealand has no one accounting standard for overseas aid and development agencies. Audited accounts can vary remarkably in what is designated as an overseas grant or an overhead. Our overhead ratio means that we are appropriately but not extravagantly resourced to grow and expand in New Zealand, ensuring excellence in project support. This also guarantees experienced management while developing quality partnerships with high field impact.

What other community projects is TEAR Fund involved in?

Development starts with the heart. A changed life will always change an environment. Listed below is the full range of Community Development projects TEAR fund supports. 

Community Development projects: 
Disaster Relief
Emergency aid
Restoration and rehabilitation
Urban Development
Sustainable Agriculture
Peace and Reconciliation
Development and training of overseas church leaders
Sponsorship plus
Child focused community projects
Children at risk
Youth care

TEAR Fund's Ministry -Donations made to TEAR Fund's Ministry give us the discretion to use money where it is most urgently needed 

Can I work on a project overseas?

Unfortunately, no. A lot of people enquire about short-term missions work or offer their services to overseas aid and development projects. However, because we work with local agencies run by indigenous people, accommodating New Zealanders and expatriates is costly and time consuming for our partners. 

Can I visit an overseas project?

Yes, but only if it is convenient for our partner agency. If you are traveling overseas and would like to visit a project, contact us here at TEAR Fund. We will speak to our partner to confirm they are able to facilitate a visit. You will have to arrange your own travel and accommodation.

MED - See Insight Tours.

How does KOHA affect my donations?

On projects approved through The NZAID and KOHA Scheme, the New Zealand Government matches funds to money sent overseas. When this happens it greatly increases the impact of your support and contribution.

Is TEAR Fund an advocate for human rights?

In many parts of the world the church is learning to stand with people whose rights to freedom, security and land are denied. Whether victims of state, terrorist or economic violence, TEAR Fund supports the church as it seeks freedom for the oppressed. 

How does TEAR Fund support the church in developing countries?

Throughout the developing world the church is growing at an astonishing rate. However, it often lacks resources, trained pastors, teachers and social workers. Through TEAR Fund scholarships, training and grants, the local church is enhanced and strengthened. This enables churches to reach out to their communities with a tangible expression of God's love. 

How does TEAR Fund help with healthcare and clean water?

We stress the importance of primary healthcare - the prevention of disease through education, immunisation and clinics. The training of national workers is a priority, as this enables ongoing healthcare. These projects have an emphasis on the health of mothers and their children. It has been estimated 80% of the world's disease could be eradicated if clean water was available. We therefore support projects providing clean water to individuals and communities. Related to our health work are AIDS healthcare and education projects. The church is in a unique and challenging position as AIDS devastates many developing countries. TEAR Fund is supporting and encouraging the church as it responds with compassion to those who suffer.

How Can I Help?

Volunteer for TEAR Fund  >>

For more information on how you can help contact us on 0800 800 777 or